Are Workers Compensation Investigations Needed?

FraudAny company will face challenges, and the key to success is obvious – keep your bottom line in the black. Bringing income into the business is important, but so is reducing the overall costs that your company incurs regularly.

There are a lot of different things to consider in terms of reducing costs, and it’s common for some areas to be overlooked completely. Insurance fraud and worker’s compensation investigations in particular need to be addressed, and while it may not seem like your company needs them, the opposite could be true.

Workers compensation is a major expense for any business, and the fact is that the more claims you have, the higher your insurance costs will likely be. And a single injured employee could rack up huge medical costs, which in turn will have an impact on your premiums for the next years.

Of course, the vast majority of workers comp claims are completely legitimate. Injured workers deserve to be taken care of, and there’s no way to deny that. But there are also fraudsters out there who have a history of running workers comp scams, giving themselves plenty of income without ever really being that injured.

A workers compensation investigation from a professional private investigator can get to the bottom of any case, and there are several things that will be involved.

  • Background Checks – Good background checks can eliminate a lot of the potential problems before they begin. A Background check looks at numerous things including past history of workers comp claims, any misrepresentation on an application, and more. It’s the first step towards preventing the issue, but could be used during an investigation as well.
  • Surveillance – A major part of workers compensation investigations is finding out just how injured the employee is. For instance, if they claim to be unable to lift items and are then spotted lifting at their home, it’s evidence that they are faking their injuries. Routine surveillance might be needed to prove this.
  • Social Media Investigations – In recent years, social media has helped investigators prove that an employee is faking their injuries. Photos and videos posted to a Facebook profile could disprove a worker’s claims, for example.

For more information about protecting your NYC or Long Island based business from worker’s Compensation Fraud contact Radius Investigations.